Hard Money Loans in Polk County Florida
Florida Fix and Flip Loans provides fast and flexible hard money loans in Polk County, Florida, tailored for real estate investors, flippers, and developers. Whether you’re investing in Lakeland, Winter Haven, or Haines City, our private lending programs are designed to help you close quickly and efficiently.
Hard Money Loan Program
Our hard money loans in Polk County are asset-based loans that prioritize the property’s value and potential. These short-term financing solutions are ideal for investors purchasing undervalued or distressed properties for renovation and resale.
How to Qualify
Qualifying for a hard money loan is simple and based on your property deal—not your income or credit score. You’ll need:
– A property under contract or in negotiation
– A basic renovation or exit strategy
– Rehab budget or scope of work
– Proof of property value (purchase price or appraisal)
Property Types Eligible
We fund a wide range of real estate projects in Polk County, including:
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Small multifamily properties (5–20 units)
– Light commercial or mixed-use buildings
Fast Funding Timelines
With local underwriting teams and streamlined draw schedules, we can close your loan in as little as 5–10 business days. Construction draws and rehab reimbursements are processed digitally for maximum efficiency.
Trusted Local Lending in Polk County
Florida Fix and Flip Loans has funded over 1,000 real estate projects across the state. We understand local permitting processes, hurricane zone risks, and investor-friendly zip codes like 33801, 33805, and 33813.
Why Choose Private Hard Money Loans Over Banks?
Traditional banks often require income docs, high credit scores, and lengthy reviews. At Florida Fix and Flip Loans, we focus on your project’s potential, not your paperwork.
Loans from $100K to $5M
Close in 5–10 days
Up to 90% purchase + 100% rehab
Flexible exit strategies accepted (sale or refinance)
No income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals