Construction Loans Ground Up in Putnam County Florida
Florida Fix and Flip Loans provides specialized ground-up construction financing for real estate investors in Putnam County, Florida. Whether you’re developing a single-family home, duplex, or multifamily rental, we offer flexible, fast funding tailored to your project scope.
Construction Loans Ground Up Loan Program
Our ground-up construction loans are designed for investors looking to build from the ground up—literally. These loans cover land acquisition, construction, permits, and soft costs, making it easier for you to complete your project from start to finish.
Loan Features:
– Up to 90% Loan-to-Cost (LTC)
– Interest-only payments during construction
– No income documentation required
– Terms from 6 to 24 months
– Quick closings in 7–14 days
How to Qualify
To qualify for construction loans in Putnam County:
– Submit your project’s scope of work and construction budget
– Provide a viable exit strategy (sale or refinance)
– Show site control or purchase agreement
– Some construction experience preferred
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Small apartment buildings
– Spec homes for resale
– Townhouse developments
Fast Funding Timelines
We understand timing is critical for developers. That’s why we offer:
– Same-day deal feedback
– Closings in as little as 7 days
– Digital draw request process
– Transparent draw inspections based on local codes
Why Choose Us in Putnam County?
We bring local knowledge of permitting processes in Palatka and Crescent City, combined with expertise in hurricane construction standards and insurance requirements. Trusted in communities from Miami to Jacksonville, we are a Florida-registered private lending company with licensed loan officers and a commitment to transparent underwriting.
Benefits of Private Loans vs. Banks
Specialized expertise in rehab and ground-up projects
Closing speed of 7–14 days
Highly investor-friendly terms
Fully custom loan structures available
No income documentation required
Get Started Today
Florida Fix and Flip Loans has funded 1,000+ real estate projects across the state. Let us help you build your next investment property in Putnam County.