Commercial Property Construction in Santa Rosa County Florida
Looking to build commercial real estate in Santa Rosa County? Florida Fix and Flip Loans offers fast, flexible commercial property construction loans tailored for developers, contractors, and investors across Florida. From retail centers to industrial units, our funding process is designed to move quickly—without the red tape of traditional banks.

Commercial Construction Loan Program
Our commercial property construction loans are designed for Florida investors seeking to develop income-producing properties from the ground up. We fund a wide range of commercial assets with simple, fast underwriting and no income documentation required.
How to Qualify
To qualify for a commercial construction loan in Santa Rosa County:
– Submit detailed construction budget, timeline, and site plans
– Provide project experience or qualified builder partner
– Present a clear exit strategy (sale or refinance)
– Credit score and income docs not required
Property Types Eligible
– Retail plazas and strip malls
– Office buildings
– Warehouses and distribution centers
– Mixed-use buildings
– Medical and dental offices
– Franchise or hospitality builds
Fast Funding Timelines
Our average time to close is 10–14 days. Our draw process is digital and milestone-based, ensuring you get funds when you need them to keep your project on track.
Local Lending Experience in Santa Rosa County
Florida Fix and Flip Loans has funded over 1,000 projects across the state. We understand the unique building requirements of Santa Rosa County, from zoning regulations to hurricane preparedness. Trusted by developers from Pensacola to Jacksonville.
Why Choose Private Loans Over Banks?
Expertise in distressed, value-add, and ground-up deals
Close in weeks
Flexible terms built around your project
No tax returns or W-2s required
Ready to Get Started?
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals