Ground-Up Construction Loans for Real Estate Investors in Sarasota County
Florida Fix and Flip Loans offers tailored financing solutions for real estate investors seeking Construction Loans Ground Up in Sarasota County, Florida. Our private lending programs are built to support builders and developers from foundation to finish—whether you’re planning new single-family residences, duplexes, or small commercial builds in growing Sarasota neighborhoods.
Ground Up Construction Loan Program
Our ground-up construction loans in Sarasota County are designed to simplify funding for property developers. We provide capital for land acquisition, soft costs, vertical construction, and even permit fees.
Program Highlights:
- Up to 85% LTC (Loan-to-Cost)
- Loans from $100K to $5M
- Interest-only payments during construction
- Quick closings in 10–14 days
How to Qualify
To qualify for our construction loans, applicants must:
- Present a full scope of work and budget
- Own or control the land
- Submit plans and permits or application proof
- Show exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Duplexes and townhomes
- Small apartment buildings
- Live/work mixed-use properties
Fast Closings, Flexible Draws
We understand time is money in development. That’s why our loan process is fast, and our draw schedule is milestone-based—linked to foundation, framing, and finishing progress.
Local Lending Experience in Sarasota County
Florida Fix and Flip Loans has funded over 1,000 projects across Florida—including builds in Venice, North Port, Sarasota, and surrounding areas. We understand Florida’s permitting process, hurricane readiness codes, and inspection requirements specific to Sarasota County.
Why Choose Private Construction Loans Over Banks?
Close in weeks
More flexible than conventional construction loans
Ideal for investors building spec homes
Common-sense underwriting
No tax returns or W2s required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals