Ground-Up Construction Loans in Seminole County Florida

At Florida Fix and Flip Loans, we specialize in financing ground-up construction projects for real estate investors in Seminole County, Florida. Our construction loan solutions are designed to provide fast, flexible funding for builders, developers, and property investors ready to build single-family homes, duplexes, and multi-unit properties from the ground up.

Construction

Ground-Up Construction Loan Program

– Loans from $100,000 to $5,000,000
– Up to 90% LTC and 100% of construction costs
– Interest-only payments during the build phase
– Terms up to 24 months with extensions available

Benefits of Choosing Us Over Traditional Banks

Faster closings and approvals, flexible terms with convenient draw schedules, and asset-based lending designed for real estate professionals make our commercial construction loans stand out. We eliminate red tape and avoid slow bank committees, while leveraging our expert knowledge of Florida markets and property types to help you build with confidence.

How to Qualify

To qualify for construction loans in Seminole County:
– Submit a full scope of work and project timeline
– Provide budget and contractor bid
– Have land under contract or owned
– Show prior real estate experience (preferred but not required)
– Include an exit strategy such as refinance or sale

Property Types Eligible

– Single-family homes
– Duplexes and triplexes
– Townhome developments
– Small multifamily units
– Custom-built rentals

Fast Funding Timelines

We know timing is critical. That’s why we offer:
– Same-day feedback on deal submissions
– Approvals within 24–48 hours
– Closings in 7–14 business days

Local Expertise in Seminole County and Beyond

Florida Fix and Flip Loans has funded over 1,000 investment projects across Florida—from Orlando to Sarasota. Our knowledge of Florida building codes, local permit processes, and regional construction risks (such as hurricane zones and coastal erosion) makes us the preferred lender for ground-up construction financing.

Why Private Construction Loans Beat Bank Loans

Rehab draws managed digitally for speed and accuracy

Experience with coastal permitting and hurricane rebuilds

We fund based on asset value, not personal credit

Flexible underwriting and terms

No income documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals