Commercial Property Construction in St. Johns County Florida
Florida Fix and Flip Loans offers reliable commercial property construction loans to developers and real estate investors in St. Johns County, Florida. Whether you’re building a retail strip, office complex, or mixed-use space, our private funding options provide the capital you need—fast and without the hassle of bank underwriting.
Commercial Construction Loan Program
Our commercial property construction loans are built for developers who need fast capital to complete or start ground-up commercial projects. Whether you’re developing a retail center or professional office space, we provide flexible financing designed to meet your timeline and cash flow requirements.
Program Highlights:
- Loans from $250K to $10M+
- Up to 75% Loan-to-Cost (LTC)
- Flexible interest-only payment terms
- Fast draws and milestone-based funding
- No tax returns or W-2s required
Private Lending vs. Bank Financing
Banks typically require extensive documentation, slow committee approvals, and strong financials. Our private commercial loans are based on project value and build plans—not personal income.
How to Qualify
To qualify, you’ll need a clear project plan, timeline, and exit strategy. We prioritize project viability and construction readiness over credit scores or income statements. Local experience and permits enhance approval likelihood.
Property Types Eligible
– Retail strip centers
– Office buildings and medical spaces
– Small industrial and warehouse developments
– Mixed-use commercial/residential properties
– Hospitality and event spaces
Fast Commercial Loan Funding n St. Johns County
We fund qualified projects in as little as 10–14 business days. Our team knows the challenges of commercial construction, including draw schedules, material delays, and phased permitting. We ensure your cash flow supports your timeline.
Trusted Commercial Lending Across Florida
With over 1,000 funded deals across the state, Florida Fix and Flip Loans brings trusted local knowledge to every project. From hurricane codes and zoning requirements to local title coordination, we’ve supported developers from Cape Coral to Jacksonville and Miami to Tampa.
Why investors choose private lending
Flexible exit timelines
Close in 10–14 days
Easier approvals for complex builds
Minimal paperwork
Custom draw schedules
Scope of Work and Local Requirements in St. Johns County
Commercial construction often includes land acquisition, grading, foundation pouring, vertical construction, roofing, electrical and plumbing, HVAC installation, and final inspections. Our team works with inspectors and contractors familiar with St. Johns permitting standards and inspection cycles.
Start Building Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals