Fix and Flip Loans in St. Johns County Florida
Florida Fix and Flip Loans offers fast and flexible financing for real estate investors and contractors in St. Johns County, Florida. Our fix and flip loans are ideal for those acquiring distressed or undervalued properties, completing renovations, and reselling for profit. With no income verification required and closings in under two weeks, our private lending solutions are designed for speed and simplicity.

Fix and Flip Loan Program
Our fix and flip loans are short-term private financing options tailored to the needs of investors focused on renovating and reselling properties. These loans cover both purchase and rehab costs, making it easy to transform undervalued properties into profitable assets.
Program Highlights:
– Up to 90% of purchase price
– 100% of rehab funds available
– 6–18 month terms with interest-only payments
– Fast inspections and draw schedules
– Close in 7–10 business days
Fix and Flip Loans vs. Bank Loans
Banks require pay stubs, tax returns, and long approval timelines. We don’t. Our fix and flip loans are built for investors—fast, flexible, and paperwork-light.
How to Qualify
We focus on your project’s value and your plan—not your credit score or income. If you have a clear exit strategy, rehab budget, and a viable ARV (After Repair Value), you can qualify—even if this is your first flip.
Property Types Eligible
- – Single-family homes
– Duplexes and triplexes
– Condos and townhomes
– Small multifamily properties
– Auction and REO properties
Close Fast with Investor-Focused Financing
With local underwriters and Florida-based inspectors, we streamline the funding process. Most deals close within 7 to 10 business days. Rehab draws are scheduled according to your project milestones and released quickly to keep your crews moving.
Local Experience in Florida’s Real Estate Markets
With over 1,000 investment projects funded throughout Florida, we understand permitting, inspections, and timelines unique to each county. From Jacksonville and St. Augustine to Tampa and Fort Lauderdale, we’re your local lending partner.
Benefits of private fix and flip loans
Perfect for investors with multiple projects
Close in days (7 - 10 days)
Flexible terms and rehab budgets
Minimal red tape
No income documentation required
Scope of Work and St. Johns County Considerations
Our borrowers often tackle kitchen and bath remodels, roof replacements, flooring, HVAC systems, and cosmetic upgrades. We partner with draw inspectors who understand St. Johns County building codes and permitting procedures.
Start Your Flip Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals