Fix and Flip Loans in Walton County Florida
Florida Fix and Flip Loans offers fast, flexible financing for real estate investors in Walton County, Florida. Whether you’re renovating homes in Santa Rosa Beach or flipping properties in Freeport, our asset-based lending programs are designed to move at your pace—no income documentation, W-2s, or lengthy underwriting.
Fix and Flip Loan Program
Our fix and flip loans are tailored for investors purchasing distressed or undervalued properties to renovate and resell. We provide capital for both the purchase and rehab with minimal documentation required.
Loan Highlights:
- Loans from $100K to $5M
- Up to 90% of purchase and 100% of rehab costs
- Up to 70% ARV (After Repair Value)
- Interest-only payments
- 6–18 month terms with extensions
How to Qualify
To get approved for a Walton County fix and flip loan, you’ll need:
- A signed purchase contract
- Rehab scope of work with a line-item budget
- Property photos or inspection report
- Exit strategy: sale or refinance
- Prior experience preferred but not required
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and quads
- Small multifamily up to 8 units
- Condemned or auction properties
- Mixed-use residential buildings
Fast Closings & Flexible Draws
We close fix and flip loans in as little as 7–10 business days. Rehab draws are released based on local inspection milestones—no red tape, just funding when you need it.
Trusted in Walton County and Across Florida
With over 1,000 loans funded throughout Florida, we bring hands-on expertise to investors in Santa Rosa Beach, Freeport, and Miramar Beach. We understand local zoning issues, hurricane compliance, and insurance challenges unique to coastal counties. Serving real estate investors across Florida—from Miami to Jacksonville.
Why Choose Private Lending Over Banks?
Custom rehab budgets and draw schedules
Close in under 10 days (7 - 10 days)
Funding for distressed or unconventional properties
Experience with coastal renovations, permit processes
No income verification or W-2s required
Licensed, Transparent, and Local
Florida Fix and Flip Loans is a licensed private lender with NMLS-registered professionals. We follow all Florida construction codes, lending compliance, CCPA and GDPR standards. You get honest rates, fast feedback, and full deal transparency.
Ready to Flip Your Next Property?
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals